Sue Graves' Blog
10 Hadley Rd, Pepperell, MA 01463
If you’re in the process of moving, you don’t necessarily need to hire a moving company. Hiring movers is only one option of many when it comes to getting your stuff from place to place. If you want to save some money on your move, you should check out alternatives to hiring movers.
If you don’t want to drive your own moving truck, but still could use some assistance on your move, you should take a look at container moving. You fill up the container with all of your stuff, and the company will get the container from place to place for you. This is especially helpful if you are doing a long-distance move.
You can always rent your own truck, pack your own stuff, and head out the door on your own. You’ll pay for gas and mileage, but have control of your own timeframe. Moving companies often have many different resources available to help you in the process including boxes and packing supplies. National companies provide convenient truck returns over most parts of the country where you’ll be, so it’s easy to get the truck back.
Ship Your Stuff
If you happen to be moving a long distance, sometimes, it’s more cost effective to let the big stuff go. Ship items like clothes, books, DVDs, and other personal belongings that can’t easily be replaced. Sell big items like beds and sofas.
You can use many different kinds of shipping services, or even use air cargo to get your things from one place to another. While you’ll need to purchase some furniture when you get to your final destination, this could be a good option, especially if you’re looking to start over, or if you don’t own a whole lot of furniture and large items.
Use Your Car
Your car is always an option to help you move no matter where you are moving to. Whether you’re moving across the country or just across town, you’ll probably need to pack your car. It’s also a lot of fun to have your car for a road trip on long distances. This way, you’ll have a lot of stuff with you, but you can still travel and see many things that you wouldn’t have seen otherwise.
Tips For Packing The Car
You want to be able to get the maximum packing space out of your car for the move, no matter how far you’re going. First, you should plan how you’ll pack ahead of time. You don’t want to save the task of packing the car for moving day. Also, you need to make sure that there will be room for every living thing that needs to go into the car like children and pets. Those are important and you definitely don’t want them all squished in between some boxes during a long move!
A second mortgage is a loan that enables you to take funds against the value of your property's equity above your primary mortgage. An asset like a home has every tendency to gain value over time. Second mortgages are an excellent means of using your property for other projects without selling it outright.
What is a second mortgage?
A second mortgage is a loan type that is similar to the one you might have used to buy your home. It is a loan that uses your home as collateral. The credit is referred to as a second mortgage because your first loan is the one that is covered by a lien on your property. The second mortgage takes advantage of the market value of your home compared with any loan balances. Ideally, equity increases over time and can change in different ways.
A second mortgage can come in diverse forms such as:
Lump sum: A standard second mortgage can be given to you once, and it provides you with a considerable amount to use for whatever you want. The repayment is gradual, spanning over a specific period. You will be required to pay a fixed amount of money monthly. Each payment contains a part of your loan balance as well as a portion of your interest cost just like your primary mortgage.
Line of credit: You can also borrow using a line of credit or a large amount of money from which you may draw. You don't need to take any money when you go for this type of loan—but the option to do so is available if you want.
Rate choices: Depending on the type of loan you prefer, there may be a fixed rate attached to your loan that will assist you in planning your payments. Variable-rate mortgages are very common for this line of credit.
Advantages of a second mortgage include the following:
Interest rates: One of the benefits of going for a second mortgage is the lower interest rate when compared with other types of debt. Also, your lender's risk is minimal because you are securing the loan with your property's equity.
Tax Benefits: Interest paid on the second mortgage attracts some deductions in most cases. Check with the person preparing your tax return before taking deductions.
Large amount: With a second mortgage, you can borrow a significant amount of money to help you with your financial needs. The main reason for this is that your home secures the loan and its value is usually high.
Before taking a second mortgage or line of credit consider if you plan to sell your home soon. Confer with your financial planner to make sure your new loan is in your best financial interest.
What’s curb appeal enhancement? A whopping 87 percent of buyers start their home search online. How your house looks, that attractiveness of a residence or commercial property as viewed from the street is curb appeal.
It’s all about making that crucial first impression. After all, you dress your best when attending a job interview. Sometimes we spend hours grooming in front of the mirror before a first date. The same thing happens when a home seller wants to sell a house; they ensure that there's an enhancement in the curb appeal.
Your curb is crucial because it is where the impression of your potential buyer originates. As they say, "The first impression lasts." So it is vital that it should be appealing to your buyer for you to gain useful feedback and positive comments from them. To help you achieve the beauty that your curb deserves, here are ways to enhance your curb appeal:
Painting is one of the most important things to consider if you want your house to look vibrant and attractive. One way to enhance curb appeal is by painting your home with a suitable color. It is essential that your exterior paint match with its theme. The color of the roof should also be taken into consideration when picking the right color for your home. However, do not overdo the paint in your house with bright colors. Having too large a variety of colors make your house look distracting.
Lawn enhancement is also ideal as it gives your home an edge. Bedding materials and fresh mulch could be added around the plants to make your garden bedding sharper. If you have the cash to spare, invest in landscaping. Landscaped front yards are pleasing to the eye for your visitors and homebuyers when you are selling your home.
Next is by providing sufficient lighting for your curb. Porch and carriage lights highlight the features of your house and curb at night. Accent lighting in flower beds and along walkways show off its unique details. Aside from the fantastic curb appeal that careful lighting can provide, it will also make it safer for you to go out in your yard at night because of the increased visual effect that it gives.
The first impression is the skill in home selling. The view from your street can drive buyer traffic to your home more than you think. If you want to enhance your home curb appeal, you might consider several of these things for your home to look as beautiful as possible.